Get the car loan that’s right for you personally

We provide a variety of purchase and funding options to help make your car buying effortless and hassle-free with competitive interest levels, discounts and versatile repayment plans. Utilize our convenient car finance calculators to compare car finance prices and terms and protect your vehicle with your repayment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No money straight down possibilities
  • Discounts for recurring direct deposit of $250 or higher
  • No concealed fees, expenses, or penalties that are early-payoff
  • Affordable payment plans customized to your preferences
  • 24-hour approval of all loans
  • Terms provided that 72 months

Brand brand New or utilized automotive loans

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or higher, with no concealed charges, expenses or very early payoff charges

2.49% – 48 Mo. – New car

No re payments for 3 months 3

Get car loan somewhere else?Refinance with TDECU! 2

Reduce your payment per month. Discounts for recurring direct build up of $250 or higher, with no concealed charges, expenses or very early payoff charges

2.49% – 48 Mo. – brand New car

No payments for 3 months 3

Motorcycle, watercraft and leisure automobile loans

Thinking of buying a bike, ship, RV, ATV/UTV or, to refinance that loan held elsewhere 2 we now have funding options for those of you, too!

4.49% – 48 Mo. – brand brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure car

No re payments for ninety days 3

Brand brand New or utilized automobile financing

Get car loan somewhere else?Refinance with TDECU! 2

Motorcycle, ship and leisure car loans

No cash straight down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed fees, expenses or very early payoff penalties

Decrease your payment. Discounts for recurring direct build up of $250 or maybe more, with no concealed costs, expenses or very early payoff charges

Get pre-approved

You are a serious buyer and will be ready to offer a good deal to get your business when you are pre-approved for a TDECU auto loan, car dealers know. Plus, you will end up confident understanding that you have got low-rate funding given by TDECU.

Finance during the dealership

TDECU financing is present straight at a huge selection of dealerships in Texas. As soon as you discover the car you need, inform the dealer you would like your loan from TDECU, then complete the paperwork right during the dealership, as well as in virtually no time your loan is authorized.

Shop with Carvana

Carvana offers an online showroom of examined, top-quality cars. In some presses you can easily pick, finance, and pick-up your car or truck from their car machine that is vending have your vehicle brought to you. All having a 7-day guarantee that is money-back.

Car finance calculators

Our online car loan calculators will allow you to calculate your repayments to help you discover the loan that is right you.

Decide on a calculator through the list below.

Car: Exactly How Much Will My Car Re Re Payments Be? Automobile: How Much Automobile Can I Pay For?

This is what you will have to offer us to get going:

  • Work, income, and housing information
  • Amount you may like to fund (cost, fees, name, permit, and warranties, less downpayment that is any
  • Period of the mortgage, also referred to as the word associated with the loan
  • We will need the title, loan, registration and license information if you are trading in a vehicle
  • When you have currently selected a car to get, we’re going to require the Vehicle Identification Number (VIN), the precise mileage and also the dealer or vendor’s title

Re re Payment security and insurance coverage

GAP insurance coverage

This protection is supplemental to much of your insurance coverage and that can benefit having to pay any differences when considering what exactly is owed on your own automobile, plus the vehicle’s value.

Car benefit benefit

Included within the GAP insurance plan, this advantage pays as much as $500 per loss (unlimited losses each year) each time a claim is filed and compensated along with your main insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency is going to work with you to definitely get the most readily useful motor insurance prices that won’t sacrifice protection. We will perform some contrast work, finding you the most useful protection at the most effective value.

Have actually you received a page within the mail regarding Collateral Protection Insurance (CPI)? Click on the button below to present your evidence of insurance on line.

Car loan FAQ

Just how can being help that is pre-approved whenever I am searching for a car?

You can focus on negotiating the best price when visiting the dealership when you are pre-approved for a vehicle loan. This permits you to definitely go shopping with full confidence, once you understand you will not end up getting higher level funding. Dealers have a tendency to just take people who have pre-approved funding more really as it means you are earnestly to locate a automobile willing to work.

Am I able to be authorized for a car loan while having funds available the day that is same?

Quite often, maybe you are authorized and funds offered the exact same time. We recognize that sometimes the vehicle-buying procedure can be an matter that is urgent. All of us will answr fully your concerns which help expedite the car loan approval and application procedure.

May I make extra payments and spend down my car loan sooner than the initial term?

Yes. At TDECU, there aren’t any prepayment charges for paying down your vehicle loan prior to when your initial term. In reality, it is a powerful way to save well on interest on the long term!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest should be charged for your requirements through the initial loan date from the unpaid stability throughout the payment deferral period that is 90-day. Restricted time offer.


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